Finance
SuperStream
27 December
Explains SuperStream – the way business must pay superannuation guarantee contributions to super funds. SuperStream is the way businesses must pay employee superannuation guarantee contributions to super funds. With SuperStream money and data are...[Read More]
Preparing for retirement in today’s world
14 December
To prepare for retirement, there’s forced savings in the form of social security, such as superannuation. Other options to arrange for a secure financial future are savings in the bank, investments and insurance. These days, preparing for...[Read More]
Oliver’s insights – 2023 saw the return of Goldilocks, but what’s in store for 2024 for investors?
13 December
Key points – The five key themes for 2023 were: better than feared growth; disinflation; peak interest rates (probably in Australia too); lots of geopolitical threats but not as bad as feared; and AI hit the big time. This boosted shares and...[Read More]
Oliver’s insights – The RBA leaves rates on hold – have we finally reached the top?
7 December
Key points – At its December meeting the RBA left rates on hold but retained a tightening bias with still relatively hawkish commentary. – Our concern remains that the RBA has tightened more than necessary with a high risk of recession next...[Read More]
Superannuation access for retirees goes under spotlight
6 December
Australians are being asked to have their say on the superannuation and retirement income system, as the federal government considers ways to reform the compulsory savings regime. Treasurer Jim Chalmers has released a discussion paper and is seeking...[Read More]
Why Financial Security is Paramount for a Satisfying Retirement
30 November
Retirement is often idealised as a carefree chapter in life, where one can indulge in long-postponed hobbies, travel, and quality time with loved ones. However, the idyllic vision of retirement is predicated on a foundation of financial stability....[Read More]
Oliver’s insights – Five reasons to expect the $A to rise – providing recession is avoided
29 November
Key points – Since its February 2021 high of nearly $US0.80 the $A has fallen on the back of worries about the global growth outlook, worries about China, the strong $US and relatively less aggressive monetary tightening by the RBA. – However,...[Read More]
Embracing the new chapter of caring for a loved one
23 November
Caring for an elderly family member is a journey that encompasses both the heart and the home. When the time comes for a loved one to move into an aged care facility, the dynamics of care and communication evolve, presenting new challenges and...[Read More]
Oliver’s insights – nine key things for successful investing
22 November
Key points – Successful investing is not always easy and can be stressful. Even in good times. For this reason, it’s useful for investors to keep a key set of things in mind. – The nine key things are: make the most of compound interest;...[Read More]
Resistance Training on a Budget? Build a Home Gym
16 November
While most people are aware of the importance of regular aerobic exercise, the significance of resistance training (aka weight or strength training) is often overlooked. It’s recommended that adults engage in at least two 20- to 30-minute...[Read More]
Navigating the Emotional and Financial Aspects of Inheriting Wealth
16 November
Inheriting wealth, while often a sign of a loved one’s thoughtfulness, also brings a mix of emotions and responsibilities. It’s a time that calls for both emotional support and practical financial planning. Taking the time to grieve and process...[Read More]
Almost a third of GPs plan to retire in next five years
15 November
Almost a third of GPs plan to retire in the next five years, prompting a call from their professional body to boost doctor numbers in the community. The Royal Australian College of General Practitioners has released its 7th annual Health of the...[Read More]
Understand if a Self Managed Super Fund (SMSF) is right for you
9 November
A self-managed super fund (SMSF) is a private superannuation fund that individuals in Australia can manage themselves. These funds differ from industry and retail super funds, as they offer more control over investment choices and insurance options....[Read More]
Beware of SMSF promoter schemes
8 November
The sole purpose of a self-managed super fund (SMSF) is to save up for your retirement savings. There are people promoting early access schemes (PDF, 156KB)This link will download a file which are illegal and could cost you more than your...[Read More]
Managing Finances and Lifestyle Activities Across the Four Phases of Retirement
2 November
Retirement is a complex period divided into various phases, each with its own set of financial requirements and lifestyle considerations. Understanding how to budget for each stage can help you make the most of your post-career...[Read More]